Person-to-person (P2P) payments are a type of payment between two people whereby the payment is sent to a mobile number instead of a card number or IBAN. This is a convenient and fast way to send money from one Moneybase account to another.
When using the Moneybase app, the app loads all contacts from your phone book and displays them in the app. The app will display contacts from your phone book and will show which contacts can accept P2P payments from you.
Whether you can send a payment to a contact from the device depends on the privacy setting of the recipient.
The privacy setting has three options:
- Everyone – Anyone on Moneybase can find me and send me payments.
- My Contacts Only – Only friends on my contact list can find me and send me payments.
- Switch off – You will not be visible to anyone’s contact list.
Tip: By default, your privacy setting will be “My contacts only”, meaning that only users in your phone book can send you payments.
The P2P privacy setting can be changed through web login or from the mobile app:
Mobile app: More > Settings > Privacy settings
Web Login : Settings > Privacy Settings
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