A Cash Fund, also known as a Money Market Fund, refers to an investment in a fund that is intended to offer investors high liquidity with a very low level of risk. It is a retail-friendly and convenient way to access higher yields on cash instruments.

A Cash Fund typically invests in highly liquid, near-term investments which include cash, cash equivalents, as well as investment-grade debt-based securities with short-term maturities. It is a commonly used savings tool to park money temporarily prior to investing elsewhere or ahead of any anticipated cash outlays. Interest earned on the investment is automatically reinvested into the fund and compounded daily.

You earn interest daily, there are no entry or exit fees, and you can access your funds within the same day. Money entrusted with Calamatta Cuschieri is covered by the Maltese Investor Compensation Scheme, and all interest earned is passed on to you.

We offer Cash Funds managed by UBS in EUR, GBP, and USD with a minimum investment of EUR 10 (or currency equivalent). You can withdraw your funds at any time, completely free of charge.

More information on Cash Funds can be found here: Moneybase Cash Funds

For the latest available APY rates, check out the Discover section on your Moneybase app and search for the Cash Fund in the currency of your choice.